CFOPAL Pte. Ltd. (“CFOPAL”, “we”, “our”, or “us”) is committed to protecting your privacy. This Privacy Policy outlines how we collect, use, disclose, and safeguard your personal information when you interact with our website (www.cfopal.sg), services, and communications.

By using our website or engaging with our services, you agree to the terms of this Privacy Policy.

1. Information We Collect

Information You Provide to Us:

• Contact Information: Name, company name, email address, phone number, and any other information you voluntarily provide through contact forms or email.
• Business Information: Information shared during consultations or engagements including financial data and strategic business details.
• Communication Records: Emails, call logs, and messages exchanged with us.
  
  

Automatically Collected Information:

• IP address, browser type, operating system
• Usage data such as pages visited, time spent on the site, and referring website
• Cookies and similar tracking technologies (see Section 6)

2. How We Use Your Information

• Respond to your inquiries and provide consultations
• Deliver and manage the services you engage us for
• Improve our website and service offerings
• Send important updates, newsletters, or marketing (you may opt out at any time)
• Comply with legal and regulatory obligations

3. Sharing and Disclosure

We do not sell your personal data. We may share your information with:

• Trusted third-party service providers who support our operations (e.g., IT, legal, accounting), under confidentiality agreements
• Regulatory authorities or law enforcement, if required by law
• Partners or affiliates, only with your consent or as required to deliver our services

4. Data Security

We implement appropriate technical and organizational measures to safeguard your personal data from unauthorized access, disclosure, or misuse. These include:

• Encryption and secure servers
• Access controls and authentication
• Regular security reviews

However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

5. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes for which it was collected, or as required by law. When data is no longer needed, it is securely deleted or anonymized.

6. Cookies & Tracking

We use cookies and similar technologies to enhance your browsing experience and analyze website traffic. You may control cookie settings through your browser. Disabling cookies may affect certain features of our site.

7. Your Rights

Depending on your jurisdiction, you may have the right to:

• Access and obtain a copy of your personal data
• Correct or update your information
• Request deletion or restriction of your data
• Withdraw consent to data processing
• Lodge a complaint with a data protection authority

To exercise any of these rights, please contact us at: professional@cfopal.sg

8. International Data Transfers

If you are accessing our services from outside Singapore, your information may be transferred to and processed in Singapore or other jurisdictions where our service providers are located. We ensure such transfers are compliant with applicable laws.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date. Your continued use of our services constitutes your agreement to the updated policy.

10. Contact Us

If you have questions about this Privacy Policy or how your information is handled, please contact us: